Disclosures

Important Disclosure Information:

Information on this website is not intended to be used as investment advice.

Any holdings listed or described are for illustrative purposes only and should not be considered a recommendation to purchase or sell any particular security. There is no guarantee that the same or similar holdings will be purchased or held in accounts in the future. Mention of companies/stocks herein is for illustrative purposes only and should not be interpreted as investment advice.

The information herein has not been based on consideration of any individual investor circumstances and is not investment advice, nor should it be construed in any way as tax, accounting, legal or regulatory advice. To that end, investors should seek independent legal and financial advice, including advice as to tax consequences, before making any investment decision.

This website and the services contained herein are intended for citizens of the United States of America. Riverbridge Partners, LLC is an SEC registered investment adviser located in Minneapolis, Minnesota. Riverbridge and its representatives are in compliance with the current registration and/or notice filing requirements imposed by those states in which we maintain clients. Current SEC filing can be viewed at www.adviserinfo.sec.gov.

All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell investment advisory services in any state. This information should not be deemed as the rendering of personalized investment advice for compensation in any state.

Riverbridge Partners, LLC does not make any representations or warranties as to the accuracy or timeliness of any information prepared by any unaffiliated third-party provider, whether linked to this website or incorporated herein.

Riverbridge Partners, LLC pledges to protect the privacy of our clients. Please see our privacy policy for further details.

In the event that there has been a change in a client’s investment objectives or financial situation, he/she/it is encouraged to advise Riverbridge Partners immediately. Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including the investments purchased and/or investment strategies devised or undertaken by Riverbridge Partners) will be profitable.

Services will be provided by Riverbridge Partners to the extent they are appropriate, with the client having the sole authority with regard to the implementation of any recommendation or advice in matters such as, but not limited to, estate planning, retirement planning, taxes, and insurance.

Information pertaining to Riverbridge Partners’ advisory operations, services, and fees is set forth in Riverbridge Partners’ current disclosure statement. Please see a copy of the Riverbridge Partners Form ADV Part 2A to review this important information. Form ADV Part 1 is also available at www.adviserinfo.sec.gov.

Performance Disclosures:

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance will be profitable, will equal the performance results reflected, or will equal any corresponding historical benchmark index.

The historical index performance results for all historical benchmark indices do not reflect the deduction of transaction and custodial charges, or the deduction of an investment manager fee, the incurrence of which would have the effect of decreasing indicated historical performance results. The historical performance results for all indices are provided exclusively for comparison purposes only, so as to provide general comparative information to assist an individual client or prospective client in determining whether Riverbridge Partners performance meets, or continues to meet, his/her investment objective(s). Comparative indices may be more or less volatile than Riverbridge portfolios.

Riverbridge performance results reflect the reinvestment of dividends and other account earnings and are net of applicable account transaction charges. It should not be assumed that Riverbridge Partners account holdings will correspond directly to any such comparative benchmark index. The Riverbridge Partners performance results do not reflect the impact of taxes. Certain portions of the content may contain a discussion of portfolio weightings and holdings as of a specific prior date. Due to various factors, including changing market conditions, such content may no longer be reflective of current weightings and/or holdings. Moreover, no client or prospective client should assume that any such content serves as the receipt of, or a substitute for, personalized advice from Riverbridge Partners, or that any such weightings or holdings are applicable or appropriate for a specific individual’s financial situation.

For reasons including variances in the investment management fee, differing client investment objectives and/or risk tolerance, market fluctuation, the date on which a client engaged Riverbridge Partners’ investment management services, and any account contributions or withdrawals, the performance of a specific client’s account may have varied substantially from the indicated portfolio performance results.

Where presented, gross-of-fee performance figures do not reflect the deduction of investment advisory fees. A client’s returns will be reduced by the advisory fee and other expenses incurred in the management of its account. For example, the deduction of a 1% advisory fee over a 10-year period would reduce a 10% gross return to an 8.9% net return. A description of Riverbridge’s advisory fees are disclosed on its ADV Part 2A.

For a complete listing of Riverbridge GIPS^® presentations, click here.